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courtneybaker1
C. Opening a bank. 

Because your opening up an bank account, therefore you not using any kind of money, or credit. UNTIL you put something inside the account. 
Hello,
   The question asks: Which of the following is not a process of establishing credit?

The answer to this is A. [tex]\boxed{\boxed{\boxed{\boxed{taking \ out \ a \ loan}}}}[/tex]

Hope this helps!

~FoodJunky

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