The correct option is B. Ben, who enrolls in a Medicare Advantage plan during the Medicare Advantage Open Enrollment Period (MA OEP).
What is Medicare Advantage Plan?
- In a Medicare Advantage plan, a Medicare beneficiary pays the monthly Medicare premium to the government but receives coverage for inpatient hospital stays and outpatient treatment from a commercial insurance provider. Usually, the plan also covers prescription medication.
- Medicare Annual Enrollment and Medicare Advantage Open Enrollment are two types of enrollment that come under the Medicare advantage plan.
- Anyone with Medicare can modify their coverage for the future year during Medicare Annual Enrollment, while Medicare Advantage Open Enrollment is only available to those who are already enrolled in a Medicare Advantage plan. Medicare benefits are provided through a private health insurer under the Medicare Advantage form of health insurance in the United States.
Hence, Ben has enrolled in a Medicare advantage plan based on a fixed enrollment period.
Learn more about the Medicare advantage plan here:
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