How does a high credit score affect a person who applies for a loan?
O A. It requires the person to show a very low debt-to-income ratio to
get a loan.
B. It discourages banks from making any long-term loan to the
person.
C. It allows the bank to give the person a loan without checking his or
her tax returns.
O D. It leads banks to charge the person lower interest rates on the
loan.