Parma and paincho are systems of cooperation because they both allow for social social interaction that allows individuals to cooperate in meeting each other's needs.
In short, parma and paincho mean "give and borrow (or borrow)." Paincho refers to goods and parma to services. they work in a society where people in need of a good (like food, clothing, money, etc.) or some service can ask these things from individuals who are not in need who can give or donate these factors or charge any cost or interest needy, just stipulating a date for the loan to be repaid.
Traditions of Parma and paincho are declining due to development of local shops and markets in rural areas.
A tradition is a way of thinking or acting (a folk custom) that has been passed down within a group or community and has symbolic importance or special historical roots. Folklore, the principle has also been extended to social conventions like greetings. Common examples include holidays or impractical but socially significant clothing (like lawyers' wigs or military officials' spurs). The word tradition itself comes from the Latin tradere, which literally means to transfer, to hand over, or to offer for safekeeping. Traditions can endure and change for thousands of years. Despite the widespread belief that traditions have a long history, many of them—whether they be political or cultural—have only recently been created.
These two customs are not caste-specific. It is widespread throughout Nepal. Parma is the practise of lending and receiving assistance, particularly in agricultural endeavours. When farmers need assistance working in their fields, they contact their neighbours to help out during specific times of the day. They reciprocate by doing the same for their neighbours. Thus, the Parma practise is a way of collaboratively supporting one another while working turn by turn. In Nepalese culture, it is also known as Aalopalo Pratha. Similar to this, paincho is a system of giving and taking. It has to do with products. In this custom, people borrow commodities from others that they need and promptly return them to them without charging any additional interest or money. Such a system is typically seen in rural areas, but it has been decreasing recently as local markets and businesses have grown.
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