Which property transaction would most likely be EXEMPT from fair housing laws in Ohio (assuming that no real estate licensee was involved)?
a. two-unit apartment owned by a church that will rent only to members of its faith
b. the owner-occupant of a four-unit building who refuses to rent to families with children
c. single-family home being sold by the owner who advertises "No Foreigners"
d. woman who lives in one half of the duplex she owns who only rents to other women